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Diamond Bank Transfer And Ussd Codes (Updated Guide)
In today’s fast-paced world, banking convenience is a priority. Diamond Bank, now part of Access Bank after their merger in 2019, continues to offer seamless banking services to its customers. One of the key features is the USSD code system, which allows for quick and hassle-free banking transactions directly from your mobile phone. This updated guide covers everything you need to know about using Diamond Bank transfer codes, USSD codes, and the essential steps to carry out transactions efficiently.
What is the Diamond Bank Transfer Code?
The Diamond Bank transfer code, now under Access Bank, is *901#. It is a simple, fast, and secure way to manage your account anytime, anywhere without the need for internet access. With this code, you can perform a variety of transactions such as money transfers, bill payments, airtime purchases, and balance inquiries.
How to Activate the Diamond Bank USSD Code
To activate the USSD code on your phone, follow these steps:
- Ensure Your Phone Number is Linked to Your Account
- The phone number you use must be the one registered with your Diamond (Access) Bank account.
- *Dial 901#
- On your mobile device, dial the code and follow the on-screen prompts.
- Create a PIN
- For security, you will be required to set a 4-digit PIN. This PIN will be used to authorize transactions.
- Start Banking
Once your PIN is set, you can now use the USSD code for various banking services.
Features and Functions of the Diamond Bank USSD Code
The USSD banking system offers a wide range of features, including:
1. Money Transfers
To transfer money to a Diamond/Access Bank account:
- Dial *901*1*Amount*Account Number# and follow the prompts.
To transfer money to other banks:
- Dial *901*2*Amount*Account Number#, select the recipient's bank, and confirm the transaction.
2. Airtime Purchase
For yourself:
- Dial *901*Amount#.
For others:
- Dial *901*Amount*Recipient’s Phone Number#.
3. Bill Payments
- Pay utility bills, TV subscriptions, and more by dialing *901*3# and selecting the service you want.
4. Check Account Balance
- To check your balance, dial *901*5# and input your PIN.
5. Open a New Account
- Dial *901*0# to open a new account in minutes.
6. Deactivate Your Account
- If your phone is lost or stolen, you can deactivate your USSD profile by dialing *901*911#.
Benefits of Using the Diamond Bank USSD Code
- Convenience:
Perform transactions anywhere without needing to visit a bank or ATM.
- No Internet Required:
The USSD code works without data, making it accessible even in rural areas.
- Fast Transactions:
Transfers and payments are processed in seconds.
- Secure System:
The 4-digit PIN ensures that your transactions are protected.
Frequently Asked Questions
1. Can I Use the USSD Code on Any Phone?
Yes, the service works on both smartphones and basic feature phones.
2. Is There a Daily Limit on Transactions?
Yes, there is a daily transfer limit of ₦100,000, which can be increased by visiting a branch.
3. Are There Charges for Using the Code?
Yes, standard bank charges apply for transactions such as transfers and bill payments.
Conclusion
The Diamond Bank USSD code system is a revolutionary tool for easy and efficient banking. By dialing *901#, you gain access to a wide range of banking services at your fingertips. Whether you need to send money, buy airtime, or check your balance, the process is simple, secure, and accessible to all. This service ensures that banking is no longer confined to physical locations but is available anytime, anywhere.
Start enjoying the convenience of modern banking by activating your Diamond Bank USSD code today!
