Top 10 Laziest Ways To Make Money In Nigeria (Updated Guide, 2025)
In today's fast-paced digital era, the allure of effortless income streams has captivated many, especially in Nigeria's burgeoning online economy. While the term "laziest" might suggest minimal effort, it's essential to recognize that even the most straightforward methods require a foundational level of commitment and consistency. This guide delves into ten accessible avenues to generate income in Nigeria in 2025, emphasizing approaches that demand relatively low active engagement.
1. Affiliate Marketing
Affiliate marketing involves promoting products or services and earning a commission for every sale or action completed through your referral link. Programs like Amazon Affiliate Marketing, Jumia Affiliate Program, and Expertnaire are excellent starting points for Nigerians looking to dive into affiliate marketing. To succeed, you'll need a strong online presence and effective marketing skills to drive traffic and conversions.
2. Blogging
Blogging remains one of the most accessible and lucrative ways to make money online. It allows you to share content on topics you're passionate about while monetizing through ads, sponsored posts, and affiliate marketing. Nigerian bloggers have proven that this can be a sustainable and highly profitable business. To start, choose a niche, create a user-friendly website, and consistently publish valuable content. With time and effort, your blog can become a reliable income stream.
3. Selling Digital Products
Creating and selling digital products, such as e-books, online courses, or design templates, can be a lucrative venture. Once developed, these products can be sold repeatedly without the need for inventory, making it a scalable income source. Platforms like Selar.co and Paystack enable Nigerians to sell digital products seamlessly.
4. Print on Demand
Print on demand allows you to sell custom-designed merchandise without holding any inventory. When a customer makes a purchase, the order is forwarded to a supplier who prints and ships the product on your behalf. This model minimizes risk and upfront costs. Common print-on-demand products include t-shirts, mugs, tote bags, and fan merch—but it's also possible to add designs to unique items if you can find the right supplier.
5. Dropshipping
Dropshipping is a retail fulfillment method where a store doesn't keep the products it sells in stock. Instead, when you sell a product, you purchase the item from a third party and have it shipped directly to the customer. This eliminates the need for inventory management and reduces upfront costs. With the rise of e-commerce in Nigeria, dropshipping offers a convenient way to run an online store with minimal effort.
6. Investing in Gold
Diversification: Adding gold to your portfolio reduces risk by balancing volatile investments. Tangible Wealth: Gold is a physical asset you can hold in your hands—one that's universally recognized and valued. At Arewaworld, we make it easy to invest in gold. Whether you're a beginner or a seasoned investor, our premium gold bars are a reliable way to secure your financial future.
7. Participating in Online Surveys
Several platforms offer compensation for participating in online surveys or watching videos. While the payouts are generally modest, they require minimal effort and can be done during leisure time. Websites like Swagbucks and TimeBucks are popular among Nigerians looking to earn extra income through such activities.
8. Social Media Influencing
Building a substantial following on platforms like Instagram, Twitter, or TikTok can open doors to brand partnerships and sponsored content opportunities. By consistently sharing engaging content and growing your audience, you can monetize your social media presence with relatively low effort.
9. Renting Out Property on Airbnb
If you have a spare room or property, listing it on Airbnb can generate passive income. With Nigeria's growing tourism sector, especially in cities like Lagos and Abuja, short-term rentals have become increasingly popular. Once the initial setup is complete, maintaining the listing requires minimal effort.
10. Investing in Dividend Stocks
Investing in dividend-paying stocks provides a way to earn passive income as companies distribute a portion of their earnings to shareholders. By carefully selecting stable companies with a history of consistent dividends, you can build a portfolio that generates regular income with minimal ongoing effort.
Conclusion
While these methods offer relatively low-effort avenues to generate income in Nigeria, it's crucial to approach each with due diligence. Initial efforts in research, setup, and strategy development are necessary to ensure success. By leveraging these opportunities, you can create sustainable income streams that require minimal active involvement, allowing you to focus on other pursuits or simply enjoy more leisure time.