Top 10 Best-Selling Finance Books In Nigeria For 2025
Money matter no be beans, my people. If you’re tired of being broke by the second week of the month or you want to start your japa savings with sense, then it’s time to pick up a finance book — not just vibes and motivational quotes.
Nigeria in 2025 is not smiling — cost of living is high, the hustle is real, and if you don’t know how to manage your money, you go just dey chop like king today and beg like peasant tomorrow.
But worry not! I’ve compiled a list of the 10 best-selling finance books in Nigeria this 2025, books that are not just selling because of hype, but because they’re actually helping people level up financially.
So grab your zobo or chilled malt, sit tight, and let’s dive into the books Nigerians are reading to break free from the shackles of “sapa.”
1. "The Smart Money Woman" by Arese Ugwu
Genre: Personal Finance / Fiction
Why It’s Selling Like Agege Bread:
This book is the Beyoncé of finance books in Nigeria. Arese Ugwu didn’t just teach money lessons — she told a story! Following Zuri and her girls as they navigate career, love, and Lagos expenses is like watching your life on paper. It’s funny, relatable, and very educative.
You’ll Learn:
- Budgeting like a baddie
- Emergency funds
- Debt control and financial planning
- How to avoid flexing with your rent money 😂
2. "The Psychology of Money" by Morgan Housel
Genre: Behavioral Finance
Why Nigerians Are Eating It Up:
This book digs deep into why we do dumb things with money, even when we know better. It’s not Nigerian-specific, but the truths are universal. Plus, in a country where everyone wants to “blow,” understanding your money mindset is gold.
You’ll Learn:
- Why getting rich is not the same as staying rich
- The role of luck vs discipline
- Why you don’t need to earn more, you need to spend less
- Emotional maturity with money (yes, this is a thing o)
3. "Money Is Not The Problem, You Are" by Bob Proctor
Genre: Self-help / Mindset
Why Nigerians Love It in 2025:
Because we’re finally waking up to the fact that money problems are not always about salary — sometimes, it’s our beliefs. This book is a mirror. And spoiler alert: You might not like what you see the first time. 😅
You’ll Learn:
- How your mindset shapes your finances
- Techniques to reset financial habits
- Practical steps to abundance thinking
- Why broke mentality no dey help anybody
4. "Rich Dad Poor Dad" by Robert Kiyosaki
Genre: Classic Personal Finance
Why It Still Sells in Naija:
This book is like Jollof rice — always relevant. In 2025, it's still one of the top finance books because it explains wealth in a way anybody can understand, even if you’ve never balanced a budget before.
You’ll Learn:
- The difference between assets and liabilities
- How the rich think differently about money
- Why school no go teach you money lessons
- Building passive income the smart way
5. "The Millionaire Next Door" by Thomas J. Stanley & William D. Danko
Genre: Wealth Habits / Research-Based
Why Nigerians Are Catching Cruise With It:
Because this book humbles everybody. You’ll realize that most actual millionaires don’t drive Benz or wear designer every weekend — they’re quiet, disciplined savers. 😮
You’ll Learn:
- Wealth habits of real millionaires
- Frugality vs flashy lifestyle
- How to build slow, steady, lasting wealth
- Why flexing is not financial freedom
6. "The Smart Money Tribe" by Arese Ugwu
Genre: Sequel / Personal Finance
Why It’s Still Hot in 2025:
Arese came back with part 2 and Nigerians said, “Yes, ma’am!” The Smart Money Tribe continues Zuri’s story but focuses more on wealth building, investments, and raising financially literate children. Perfect for adults trying to balance vibes and responsibility.
You’ll Learn:
- Group investments and savings
- Financial discipline as a lifestyle
- How to bounce back from financial setbacks
- Empowering your squad to be money-smart
7. "Think and Grow Rich" by Napoleon Hill
Genre: Classic Self-help
Why It Refuses to Die:
This book is ancient, but so is okpa and we still eat it! "Think and Grow Rich" is still shaking Nigerian tables in 2025 because it’s filled with wisdom that slaps harder now than ever.
You’ll Learn:
- How thoughts influence wealth
- The power of desire and persistence
- Why goals without action = nada
- Success formulas backed by timeless principles
8. "Your Money or Your Life" by Vicki Robin & Joe Dominguez
Genre: Personal Finance / Life Design
Why Nigerians Are Catching On:
In this economy, people are rethinking work, life, and money. This book helps you stop the rat race and figure out what’s truly worth your time and energy — and coins.
You’ll Learn:
- Life-energy budgeting (trust me, it’s deep)
- Escaping paycheck-to-paycheck cycles
- Mindful spending
- Redefining “enough”
9. "The Richest Man in Babylon" by George S. Clason
Genre: Storytelling / Financial Wisdom
Why It’s Still In Demand:
Old-school book, timeless game. It reads like a parable, but it hits you with wisdom that even your village elders will nod in approval.
You’ll Learn:
- Saving as a habit
- Investing without being scammed
- The principle of paying yourself first
- How wealth is built gradually
10. "I Will Teach You To Be Rich" by Ramit Sethi
Genre: Practical Finance for Young Adults
Why Naija Youths Love It:
This book is modern, sarcastic, and brutally honest. It’s perfect for 20s and 30s hustlers who want straight talk — no financial jargon, no BS, just how to get your life together financially.
You’ll Learn:
- Setting up simple financial systems
- How to invest without being confused
- Smart credit and savings habits
- How to still enjoy life without going broke
Bonus: Top Nigerian Authors Changing the Money Game
We’ve got some homegrown authors shaking tables in the finance world too, and many of them are self-publishing or selling out on platforms like RovingHeights, OkadaBooks, and Amazon.
Watch out for these names:
- Arese Ugwu (obviously)
- Nimi Akinkugbe (author of Money Matters)
- Tunji Andrews (host of FinTribe)
- Kalu Aja (money coach on Twitter/X)
- Uche Okoronkwo (finance journalist turned educator)
Quick Table Summary 📚
|
Book Title |
Author |
Main Focus |
|
The Smart Money Woman |
Arese Ugwu |
Personal finance + story |
|
The Psychology of Money |
Morgan Housel |
Money mindset |
|
Money Is Not The Problem, You Are |
Bob Proctor |
Self-belief & wealth |
|
Rich Dad Poor Dad |
Robert Kiyosaki |
Asset-building |
|
The Millionaire Next Door |
Thomas Stanley |
Wealth habits |
|
The Smart Money Tribe |
Arese Ugwu |
Investment & growth |
|
Think and Grow Rich |
Napoleon Hill |
Goal-setting & success |
|
Your Money or Your Life |
Vicki Robin |
Financial independence |
|
The Richest Man in Babylon |
George Clason |
Saving & investing |
|
I Will Teach You To Be Rich |
Ramit Sethi |
Practical money systems |
FAQs
Q: Where can I buy these finance books in Nigeria?
A: You can grab them from RovingHeights bookstores (online & physical), Amazon (for Kindle or paperback), OkadaBooks (for eBooks), or even Jumia Books section.
Q: Are these books suitable for beginners?
A: Yes o! Many of them, especially “Smart Money Woman,” “Rich Dad Poor Dad,” and “I Will Teach You To Be Rich,” are beginner-friendly.
Q: Can I find any of these books for free?
A: Some older ones like Richest Man in Babylon are in the public domain and can be downloaded legally. But always try to support authors when you can!
Final Thoughts: If You No Read, You No Go Grow
Money doesn’t fall from the sky. It responds to knowledge, planning, and discipline. If you want to stop the endless “borrow me 5k” lifestyle, these books are your way out.
Some will slap your ego. Some will open your third eye. And some will make you rethink your whole relationship with money. But all of them will push you toward financial freedom — if you take action.
So, abeg, read one book this month. Just one. Your bank account will thank you later.
