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Access (Diamond) Bank Transfer And Ussd Codes (Updated)
Access Bank, after its merger with Diamond Bank, has become one of the largest banks in Nigeria, offering a range of financial services tailored to meet the needs of its customers. One of the standout features of the bank is its USSD banking system. This service provides a fast, secure, and convenient way for customers to perform banking transactions using their mobile phones without an internet connection.
In this blog post, we’ll provide an updated guide to Access Bank transfer and USSD codes, their uses, and how you can leverage them for seamless banking.
What is Access Bank USSD Banking?
Access Bank USSD banking (*901#) is a mobile banking solution designed for customers to perform transactions anytime and anywhere. This service works on any type of mobile phone, including basic feature phones, making it accessible to a wide range of users.
Benefits of Using Access Bank USSD Codes
- Ease of Use: Simple codes allow users to navigate without prior technical knowledge.
- No Internet Required: Ideal for users in areas with poor internet connectivity.
- 24/7 Access: Perform transactions anytime, including weekends and public holidays.
- Secure Transactions: Each transaction is PIN-protected to ensure safety.
How to Activate Access Bank USSD Banking
Before using Access Bank’s USSD codes, you need to register:
- Dial *901# from the phone number linked to your Access Bank account.
- Follow the prompts to complete registration.
- Create a secure 4-digit PIN to authorize transactions.
- Once registration is complete, you can begin using the service.
Key Access Bank USSD Codes and Their Functions
Below are the updated USSD codes for Access Bank and their functionalities:
1. Money Transfer
- Code: 901Amount*Account Number#
- Example: To transfer ₦5,000 to an account, dial 9015000*1234567890#.
- Follow the prompts to complete the transaction by entering your PIN.
2. Check Account Balance
- Code: 9015#
- Enter your PIN to view your current account balance.
3. Airtime Recharge
- For Self: Dial 901Amount# (e.g., 9011000# to recharge ₦1,000).
- For Others: Dial 901AmountPhone Number# (e.g., 901100008012345678#).
4. Open a New Account
- Code: 9010#
- Follow the prompts to open a new Access Bank account instantly.
5. Deactivate Account
- Code: 901911#
- Use this code to immediately deactivate your account if your phone is lost or stolen.
6. Pay Bills
- Code: 9013#
- Follow the prompts to pay utility bills such as electricity, cable TV subscriptions, and more.
7. Buy Data
- Code: 9018#
- Use this code to purchase data bundles directly from your account.
Transaction Limits and Fees
- Daily Transfer Limit: ₦100,000 for most accounts. Higher limits may require authorization at the bank.
- Charges: Transfers within Access Bank are usually free, while interbank transfers attract a small fee ranging from ₦10 to ₦50, depending on the amount.
Safety Tips for Using Access Bank USSD Codes
- Keep Your PIN Safe: Do not share your PIN with anyone.
- Report Issues Immediately: Contact Access Bank customer service if you encounter any suspicious activity.
- Deactivate on Lost Phones: Use 901911# to secure your account if your phone is lost or stolen.
Conclusion
Access Bank’s USSD banking system (*901#) is a reliable tool for performing financial transactions with ease. Whether you want to transfer funds, recharge airtime, pay bills, or check your balance, the service is designed to make banking faster, more secure, and highly accessible.
For more updates on Access Bank’s services and features, stay connected with their official channels. Simplify your banking experience today with *901#!
