Current Cost Of Buying And Selling Land In Lokoja, Kogi State (Updated Prices, 2025)
Lokoja, the capital of Kogi State, is a city with immense historical significance and growing economic potential. With its strategic location at the confluence of the Niger and Benue rivers, Lokoja is a key transit point between the northern and southern parts of Nigeria. As a result, real estate in Lokoja is booming, with land prices steadily rising due to increased demand for residential, commercial, and industrial properties.
If you're looking to buy or sell land in Lokoja in 2025, this guide will provide everything you need to know—from the latest land prices to the best locations and legal considerations.
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Why Invest in Lokoja’s Real Estate Market?
Before we dive into land prices, let’s first explore why Lokoja is an excellent location for real estate investment:
1. Strategic Location
Lokoja sits at the crossroads of Nigeria’s major trade routes, connecting Abuja, Kaduna, Lagos, and the South-South region. This has attracted businesses, investors, and new residents, increasing the demand for land.
2. Expanding Infrastructure
The Kogi State Government has been investing in road networks, bridges, and urban development projects. Improved infrastructure leads to higher land values.
3. Presence of Educational Institutions
Institutions like Federal University Lokoja, Kogi State Polytechnic, and Salem University have fueled demand for residential and commercial land near their campuses.
4. Business and Industrial Growth
The rise of hotels, shopping complexes, factories, and warehouses has pushed up the demand for commercial properties.
5. Government Policies Favoring Real Estate Development
The government’s focus on public-private partnerships and urban expansion is making Lokoja a real estate hotspot.
Current Cost of Buying Land in Lokoja (2025 Prices)
Land prices in Lokoja depend on location, accessibility, and intended use (residential, commercial, or agricultural). Here’s an updated breakdown:
1. Prime Urban Areas (Expensive, High-Value Land)
These areas are the most developed and have good road networks, security, and high property demand.
📍 Popular Locations:
- Lokoja GRA (Government Reserved Area)
- Murtala Mohammed Way
- Zone 8
💰 Land Prices in Prime Areas:
- Residential Land: ₦10 million – ₦20 million per plot (500 sqm)
- Commercial Land: ₦30 million – ₦50 million per plot (1,000 sqm)
👉 Best for: Investors looking for high-end real estate development.
2. Developing Suburban Areas (Affordable, Fast-Growing Locations)
These locations are expanding rapidly due to population growth and new infrastructure projects.
📍 Popular Locations:
- Felele
- Crusher Village
- Adankolo
💰 Land Prices in Suburban Areas:
- Residential Land: ₦3 million – ₦7 million per plot (500 sqm)
- Commercial Land: ₦8 million – ₦15 million per plot (1,000 sqm)
👉 Best for: Buyers looking for affordable options with growth potential.
3. Outskirts and Agricultural Zones (Cheapest Land Prices)
These areas are far from the city center but ideal for farming, large-scale development, and future investments.
📍 Popular Locations:
- Ganaja Village
- Zango Daji
💰 Land Prices in Rural Areas:
- Agricultural Land: ₦500,000 – ₦2 million per hectare
- Residential Plots: ₦1 million – ₦3 million per plot
👉 Best for: Long-term investors and agricultural businesses.
Factors That Influence Land Prices in Lokoja
- Location – The closer to the city center, the more expensive the land.
- Infrastructure – Good roads, electricity, and water supply increase land value.
- Economic Growth – Areas near business hubs have higher demand and higher prices.
- Security – Land in secure neighborhoods is more valuable.
- Government Policies – New regulations or urban expansion projects can increase land prices.
How to Buy Land in Lokoja: Step-by-Step Guide
1. Decide on Your Purpose
Are you buying for residential, commercial, or agricultural use? Your purpose determines the best location.
2. Set Your Budget
Factor in extra costs like survey fees, legal charges, and land documentation.
3. Research the Land Title
Ensure the land has a Certificate of Occupancy (C of O) or Governor’s Consent. Avoid land with disputed ownership.
4. Visit the Site
Physically inspect the land to confirm its location, accessibility, and size.
5. Hire a Lawyer
A lawyer will help verify the land documents and prevent fraud.
6. Negotiate and Make Payment
Agree on the price and get a receipt of payment from the seller.
7. Process the Land Title Transfer
Register the land at the Kogi State Ministry of Lands and Urban Development.
How to Sell Land in Lokoja
If you’re selling land, follow these steps:
- Obtain Necessary Documents (C of O, survey plan, deed of assignment).
- Determine the Market Price by comparing similar properties in the area.
- Advertise the Land through online property sites, agents, and local networks.
- Negotiate and Close the Deal with proper legal documentation.
Challenges of Buying and Selling Land in Lokoja
- Land Disputes – Some lands are under family or community conflicts.
- Fake Agents – Beware of scammers claiming to sell land they don’t own.
- Omonile Issues – Some local landowners demand extra payments illegally.
- Unregistered Land – Buying land without a proper title can lead to future legal problems.
👉 Solution: Always verify land documents and use a real estate lawyer!
Frequently Asked Questions (FAQ)
1. What is the best area to buy land in Lokoja?
If you want luxury, go for GRA or Zone 8. If you need affordable options, try Felele or Crusher Village.
2. Can foreigners buy land in Lokoja?
Yes, but they must get approval from the Kogi State Government.
3. What documents should I check before buying land?
Ensure the land has a Certificate of Occupancy (C of O), Deed of Assignment, and Survey Plan.
4. How much is land in Lokoja GRA in 2025?
A 500 sqm residential plot costs between ₦10 million and ₦20 million, while commercial plots go for ₦30 million to ₦50 million.
5. Is land in Lokoja a good investment?
Yes! Lokoja’s rising land values, expanding infrastructure, and growing economy make it a profitable investment.
Final Thoughts
Lokoja’s real estate market is thriving, with land prices steadily increasing due to urban expansion and business growth. Whether you’re looking to buy or sell land, understanding the market trends, conducting proper research, and following legal processes will ensure a successful transaction.
If you're ready to invest, start by choosing the right location, verifying documents, and working with trusted real estate professionals.
Got more questions? Drop them in the comments!
