Completely Free And Easy Money-Making Apps In Nigeria For Android And Ios Users 2025: 7 Authentic Earning Platforms For You
Gone are the days when making money required an office or startup capital. In 2025, all you need is a smartphone, an internet connection, and access to legit apps designed to reward your time, skills, and engagement. Whether you're a student, job seeker, stay-at-home parent, or simply looking to earn extra income, there are free mobile apps in Nigeria that pay real money—with no hidden fees or investment required.
This article highlights 7 completely free and easy-to-use money-making apps for Nigerians, available on both Android and iOS platforms. Each app listed here is authentic, verified, and ideal for beginners, making them the perfect way to start earning right from your phone today.
1. Konnect
Platform: Android
Category: Social Forum and Blog
Earning Methods: Posting content, commenting, likes, referrals, daily login
Payout: Direct transfer to Nigerian bank account
Why It’s Great:
Konnect is Nigeria’s very own reward-based blog/forum where users earn money just by being active. You get paid for posting quality content, liking posts, commenting, and referring friends. It requires zero capital, making it one of the most accessible platforms in Nigeria.
Highlights:
- Free to join
- Pays consistently
- No technical skills required
- You can earn ₦10,000 – ₦50,000 monthly with consistent effort
2. Premise App
Platform: Android & iOS
Category: Survey and Microtask App
Earning Methods: Completing surveys, local tasks (e.g., taking pictures)
Payout: Bank transfer or crypto wallet
Why It’s Great:
Premise allows you to earn by sharing your opinion or completing tasks in your local area. Tasks like taking photos of stores, reporting prices, and answering questions are rewarded. It’s free to install and use with no subscription or investment.
Highlights:
- Paid tasks based on your location
- Fast payments
- Ideal for users in cities like Lagos, Abuja, Port Harcourt
3. Opay App
Platform: Android & iOS
Category: Mobile Wallet with Cashback
Earning Methods: Referrals, cashback on airtime, bills, transfers
Payout: Instant to Opay wallet (then withdraw to bank)
Why It’s Great:
While Opay is mainly known for mobile banking and bill payments, it also rewards users for everyday usage. You earn cashback and referral bonuses without needing to pay any fees.
Highlights:
- Free account setup
- Zero charges on some transactions
- Up to ₦1,000 per referral
- Supports savings and withdrawals
4. Toloka by Yandex
Platform: Android & iOS
Category: AI Training & Microtasking
Earning Methods: Completing online microtasks like image classification
Payout: Payoneer or Papara (convert to bank)
Why It’s Great:
Toloka allows you to perform easy tasks that train artificial intelligence. Think of labeling images, checking data accuracy, or comparing text. No investment is needed, and it's perfect for those who want to earn dollars in Nigeria.
Highlights:
- Global app with thousands of tasks
- Pays in USD
- Tasks can be done from anywhere
- Completely free to join
5. Jumia Affiliate App
Platform: Android (JumiaPay app), Web-based
Category: Affiliate Marketing
Earning Methods: Promoting Jumia products and earning commissions
Payout: Monthly to Nigerian bank account
Why It’s Great:
This app allows you to earn by referring people to buy products on Jumia. You don’t need to spend any money, and Jumia provides marketing materials. All you need is a WhatsApp group, Facebook page, or blog to share affiliate links.
Highlights:
- Zero registration cost
- Earn up to 13% per sale
- Transparent reporting
- Works for influencers and regular users
6. Swagbucks Live
Platform: Android & iOS
Category: Trivia and Survey Rewards
Earning Methods: Playing trivia games, taking surveys, daily activities
Payout: PayPal (convert via Barter, Grey, or Chipper Cash)
Why It’s Great:
Swagbucks is a long-standing app known for rewarding users through surveys and quizzes. Nigerians can also join through VPN and use a working PayPal account to withdraw.
Highlights:
- Fun and engaging format
- Global reputation
- No fee required to participate
- Ideal for quiz lovers and survey takers
7. Fiverr (Mobile App)
Platform: Android & iOS
Category: Freelancing
Earning Methods: Selling services like writing, design, music, editing
Payout: Payoneer, PayPal, or bank withdrawal
Why It’s Great:
Fiverr gives you access to international clients looking for digital services. It’s completely free to register and list your gig. Whether you're good at writing, singing, coding, or designing, you can turn your skills into dollars.
Highlights:
- No cost to join or list services
- Earnings in USD
- Withdrawals directly to Nigeria via Payoneer
- High-income potential
Tips for Succeeding With Free Earning Apps in Nigeria
- Be Consistent: Use the apps daily for maximum returns.
- Start With Low-Skill Tasks: Apps like Premise, Toloka, and Kashgain are beginner-friendly.
- Refer Friends: Most apps offer referral bonuses, which can boost your earnings.
- Join Online Communities: Stay updated on tasks and tricks by joining WhatsApp, Telegram, or Facebook groups.
- Stay Safe: Only use apps from Google Play Store or App Store to avoid scams.
Frequently Asked Questions (FAQs)
Q1: Can I use these money-making apps without paying any fee?
A: Yes! All 7 apps listed here are completely free to use. No registration or investment is required.
Q2: Which app pays the fastest in Nigeria?
A: Konnect and Opay pay the fastest. Konnect users can withdraw to their bank account once they reach the minimum balance.
Q3: What app is best for students in Nigeria?
A: Premise, Konnect, and Toloka are ideal for students due to their simple tasks and flexible hours.
Q4: Do these apps work in all parts of Nigeria?
A: Yes, but apps like Premise and Field Agent work better in urban areas like Lagos, Abuja, and Port Harcourt where more tasks are available.
Q5: How much can I earn monthly with free money-making apps?
A: It depends on effort and time spent. Average earnings range from:
- ₦5,000 – ₦15,000 (Premise, Swagbucks)
- ₦10,000 – ₦50,000 (Konnect, Fiverr, Jumia Affiliate)
- ₦1,000 – ₦5,000 in cashback (Opay)
Conclusion
If you’re searching for completely free and legit money-making apps in Nigeria, you now have a powerful list to explore. These apps don’t require any upfront payment, offer real rewards, and are ideal for anyone with a smartphone. Whether you want to earn from writing, surveys, referrals, or daily tasks—there’s an app that works for you.
Take action today: Pick 2–3 apps from this list, create your free account, and begin your journey toward online income in 2025.
