United Bank For Africa (Uba) Transfer And Ussd Codes (Updated)
United Bank for Africa (UBA) is one of Africa's most prominent banks, with a commitment to providing innovative and customer-friendly banking solutions. One of the standout features of UBA’s services is its USSD banking platform, *919#. This platform ensures that customers can perform transactions conveniently, securely, and quickly without needing an internet connection. In this post, we’ll provide an updated guide to UBA transfer and USSD codes, their functionalities, and how you can make the most of this service.
What is UBA USSD Banking?
UBA USSD banking (*919#), also called "Magic Banking," allows customers to carry out a variety of banking transactions directly from their mobile phones. It is ideal for people who want to enjoy the benefits of modern banking without depending on smartphones or internet access.
Benefits of Using UBA USSD Codes
- Convenience: Accessible from any mobile phone, making banking easier for everyone.
- Speed: Transactions are completed in seconds.
- No Internet Required: Perfect for areas with poor or no internet connectivity.
- Security: Each transaction requires a unique PIN for authorization, ensuring your account remains secure.
How to Register for UBA USSD Banking
To use UBA’s USSD banking platform, you need to register your phone number with your UBA account. Follow these steps:
- Dial *919# on the phone number linked to your UBA account.
- Follow the on-screen instructions to create a secure 4-digit PIN.
- After successful registration, you can start using the service for transactions.
Key UBA USSD Codes and Their Functions
Here is a comprehensive guide to UBA’s updated USSD codes and their uses:
1. Transfer Money
- Code: 9193Account NumberAmount#
- Example: To transfer ₦10,000, dial 9193123456789010000#.
- Confirm the transaction by entering your PIN.
Transfers can be made to UBA and other banks in Nigeria.
2. Check Account Balance
- Code: 91900#
- Enter your PIN to view your account balance.
3. Airtime Recharge
- For Self: Dial 919Amount# (e.g., 919500# to recharge ₦500).
- For Others: Dial 919AmountRecipient’s Phone Number# (e.g., 91950008012345678#).
4. Open a New Account
- Code: 91920#
- Follow the prompts to open a UBA account instantly.
5. Deactivate Account
- Code: 919911#
- Use this code to deactivate your account in case of theft or loss of your phone.
6. Pay Bills
- Code: 9195#
- Use this code to pay utility bills like electricity, cable TV subscriptions, and more.
7. Loan Requests
- Code: 91928#
- Follow the prompts to apply for UBA's instant loans.
Transaction Limits and Charges
- Daily Transfer Limit: ₦100,000. Higher limits can be arranged by visiting a UBA branch.
- Transaction Fees: Transfers to other banks attract a fee of ₦10 or ₦20, depending on the amount.
Tips for Secure USSD Banking
- Protect Your PIN: Never share your PIN with anyone.
- Use Only Your Registered Phone Number: Ensure that all transactions are made from your registered number.
- Deactivate if Necessary: In case of a stolen or lost phone, deactivate your USSD banking immediately using 919911#.
Conclusion
UBA’s USSD banking service (*919#) is a reliable and convenient way to manage your finances on the go. Whether you need to transfer funds, recharge airtime, pay bills, or check your balance, UBA’s Magic Banking has you covered. Its secure and user-friendly design ensures that anyone can access banking services without complications.
Stay updated with UBA’s offerings by following their official communication channels. With UBA Magic Banking, banking has never been easier!