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Union Bank Transfer And Ussd Codes (Updated Guide)
Union Bank, one of Nigeria's oldest and most trusted financial institutions, has embraced digital transformation to provide customers with seamless banking solutions. With its innovative USSD banking and transfer services, Union Bank has made it easier for customers to access financial services without the need for internet connectivity or a smartphone. This guide provides an updated overview of Union Bank's USSD codes and transfer services, empowering you to bank on the go.
What is Union Bank’s USSD Code?
Union Bank’s USSD code is *826#. This code is a gateway to a wide range of banking services, including fund transfers, airtime recharge, bill payments, and more. It is compatible with all mobile networks in Nigeria and works on any mobile phone, whether basic or advanced.
Advantages of Using Union Bank USSD Code
- Accessibility: Perform transactions from any location, regardless of internet availability.
- Ease of Use: Designed for simplicity, allowing users to navigate with minimal effort.
- Speed: Transactions are completed almost instantly.
- Security: Transactions are protected with a unique PIN, ensuring your funds are safe.
Activating Union Bank USSD Banking
To activate USSD banking on your Union Bank account, follow these steps:
- Dial *826# on your mobile phone using the number registered with your Union Bank account.
- Follow the prompts to register for USSD banking.
- Create a secure 4-digit PIN, which will be used to authorize all transactions.
How to Use Union Bank USSD Codes for Transfers
Union Bank’s USSD service supports both intra-bank and inter-bank transfers. Below are the processes:
Transferring Money to Another Union Bank Account
- Dial 8261AmountAccount Number#.
- Confirm the recipient’s name as displayed.
- Enter your 4-digit PIN to authorize the transaction.
- Example: To transfer ₦5,000 to account number 1234567890, dial 826150001234567890#.
Transferring Money to Other Banks in Nigeria
- Dial 8262AmountAccount Number#.
- Select the recipient’s bank from the displayed list.
- Confirm the account name and enter your PIN to complete the transfer.
- Example: To transfer ₦10,000 to a Zenith Bank account, dial 8262100009876543210#, then follow the prompts.
Other Union Bank USSD Services
Union Bank’s USSD platform goes beyond transfers, offering a comprehensive suite of services:
- Check Account Balance: Dial 8264# and input your PIN.
- Buy Airtime for Yourself: Dial 826Amount#.
- Buy Airtime for Others: Dial 826Amount*Recipient’s Phone Number#.
- Pay Bills: Dial 8265#, select the desired service, and follow the instructions.
- Request Loans: Dial 82641# to apply for quick loans.
- Open an Account: Dial 8262# to open a new Union Bank account.
Transaction Limits and Fees
Union Bank USSD banking is subject to certain limits and charges:
- Daily Transfer Limit: ₦200,000 (can be adjusted at a branch).
- Airtime Recharge Limit: ₦20,000 per day.
- Charges: Inter-bank transfer fees typically range from ₦10 to ₦50.
Resolving USSD Issues
If you encounter any challenges while using Union Bank USSD codes:
- Ensure your phone number is linked to your Union Bank account.
- Check that your mobile network has adequate signal strength.
- Confirm your account balance before initiating transactions.
Contact Union Bank’s customer support via 0700 700 7000 or visit a branch for assistance.
Conclusion
Union Bank’s USSD banking service simplifies financial transactions, offering speed, security, and convenience to its customers. With *826#, you can access a wide range of banking services without the need for internet or a visit to the bank. Activate this service today to experience the future of stress-free banking!
