Top 7 Online Money Making Apps For Nigerian Students 2024

Being a student in Nigeria can be tough. You have to juggle classes, assignments, and exams, all while trying to survive financially. The good news is that with technology today, students can make extra money online without quitting their studies. In this blog, I’ll share seven legit online money-making apps that can help Nigerian students earn cash from the comfort of their homes. These apps are easy to use, flexible, and can help you turn your free time into money.

1. Fiverr

Fiverr is one of the most popular freelancing platforms worldwide. On Fiverr, students can offer different services, also called "gigs," and get paid for them. These services can include writing, graphic design, video editing, website development, and much more. Whether you are a beginner or a professional, there’s always a market for your skills on Fiverr.

Why Fiverr is great:

• You can work from anywhere with just a phone or laptop.
• You can set your prices based on the complexity of your work.
• You gain exposure to clients from all over the world.

To start on Fiverr, download the app, create a profile, and list your skills as gigs. The better your reviews, the more clients will want to work with you, and the more you can earn.

2. Upwork

Like Fiverr, Upwork is another freelancing platform where you can find various job opportunities. Upwork allows students to work on short-term or long-term contracts for clients around the world. Jobs on Upwork range from content creation, customer service, and virtual assistance, to programming and design work.

Why Upwork is worth trying:

• You can apply for jobs that fit your skills and availability.
• Payments are secure, and you can withdraw your earnings in dollars.
• You build long-term relationships with clients, which can lead to steady income.

Once you sign up, create a professional profile, search for jobs, and submit proposals to clients. With time, you’ll build a reputation that can help you land more jobs.

3. Swagbucks

Swagbucks is an app where students can earn money by completing simple tasks online. You can watch videos, play games, answer surveys, shop online, and more. Each task earns you points called "Swagbucks," which you can convert into real money via PayPal or gift cards.

What makes Swagbucks unique:

• You don’t need any special skills to get started.
• It’s free to join, and you can start earning immediately.
• You can earn money in your spare time while having fun.

This app is perfect for students who want to earn extra cash without too much effort. Although Swagbucks won’t make you rich, it’s a simple and fun way to earn rewards.

4. Jumia KOL (Affiliate Program)

Jumia is a well-known e-commerce platform in Africa, and they also have a program called Jumia KOL (Key Opinion Leader) that allows students to earn commissions. In this affiliate program, you promote Jumia products through your social media or website and get paid when someone buys from your link.

Why Jumia KOL works for students:

• You can make money by just sharing products you love with friends and family.
• There’s no need for upfront investment—just sign up and start promoting.
• The more sales you generate, the higher your earnings.

To get started, register for the program, pick products to promote, and share the links on your platforms. The more clicks and purchases you get, the more you earn.

5. Binance

If you’re into cryptocurrencies, Binance is a great app for Nigerian students to make money. Binance is one of the largest crypto trading platforms, allowing you to trade Bitcoin, Ethereum, and other digital currencies. You can make money by buying low and selling high, staking crypto, or even participating in Binance’s savings programs.

Why Binance is a solid option:

• Cryptocurrency can yield high returns if done right.
• You can start small and grow your portfolio over time.
• Binance offers tutorials and support for beginners.

It’s important to note that cryptocurrency trading can be risky, so make sure to research well before investing. However, with careful planning, students can make a good income from crypto trading.

6. Trove

Trove is a micro-investing app that allows Nigerian students to invest in global stocks, bonds, and ETFs with little money. With Trove, you can start investing in international companies like Apple, Google, and Microsoft for as little as ₦1,000. Over time, you can watch your investments grow and make a profit.

Why Trove is great for students:

• You don’t need a lot of money to start investing.
• You can grow your wealth over time through stock market investments.
• Trove makes investing easy for beginners with its simple interface.

As a student, Trove allows you to save and invest for the future while still focusing on your studies. It’s a great way to learn about the stock market and build wealth over time.

7. Bamboo

Bamboo is another investment app that allows Nigerians to buy and sell US stocks easily. Like Trove, Bamboo gives you access to big companies like Amazon, Tesla, and Facebook. You can also earn dividends from your stock investments, which can be withdrawn or reinvested.

Why Bamboo is a smart choice:

• It’s user-friendly, making it easy for students to get started with investing.
• You can buy fractional shares, so you don’t need large amounts of money.
• You can withdraw your money to your Nigerian bank account anytime.

Bamboo is a great way for students to start investing and earning extra income, especially if you’re interested in learning about global financial markets.

Frequently Asked Questions (FAQs)

1. What are the best apps for Nigerian students to make money online?

The best apps include Fiverr, Upwork, Swagbucks, Jumia KOL (Affiliate Program), Binance, Trove, and Bamboo. These apps let students earn money through freelancing, completing tasks, selling products, trading cryptocurrency, and investing in stocks.

2. Can Nigerian students earn money by freelancing?

Yes! Students can earn money freelancing on platforms like Fiverr and Upwork. You can offer skills such as writing, graphic design, programming, or virtual assistance, and get paid for completed jobs.

3. How do I make money on Jumia KOL as a student?

By signing up for Jumia’s affiliate program, you can share products through social media. When someone buys using your link, you earn a commission. It’s a great way to earn money without needing to create your own products.

4. Is cryptocurrency trading safe for students?

Cryptocurrency trading on Binance can be profitable, but it is also risky. It’s important to only invest what you can afford to lose and do proper research before trading.

5. How can I invest in stocks as a Nigerian student?

Apps like Trove and Bamboo allow students to invest in stocks with small amounts of money. You can buy shares in global companies and watch your investments grow over time.

6. How much can I earn from using these apps?

The amount you can earn varies based on the app, your skills, and the time you put in. Freelancing platforms like Fiverr and Upwork can pay well for skilled students, while apps like Swagbucks offer small rewards for simple tasks.

7. Are these apps free to use?

Most of the apps, like Swagbucks, Fiverr, and Jumia KOL, are free to join. Investment apps like Trove and Bamboo may charge a small fee when buying or selling stocks.

Conclusion

There you have it, seven legit apps that Nigerian students can use to make money online! Whether you want to freelance, invest, or promote products, these apps offer flexible and easy ways to earn extra cash while focusing on your education. With the right app, you can monetize your skills, time, and efforts, turning your free time into money.

Remember, consistency and dedication are key. Choose an app that suits your interests and schedule, and put in the effort to make the most of these opportunities. Happy earning!