Top 3 Legit Apps For Earning Naira & Withdrawing To Nigerian Bank Account

In Nigeria, mobile apps provide a convenient and legit way for individuals to earn money and withdraw directly into their bank accounts. Whether you're a student or looking for side income, there are several apps that offer legitimate earning opportunities. Below are the top three apps that can help you earn Naira and withdraw directly into your Nigerian bank account.

1. Piggyvest

Piggyvest is primarily known as a savings and investment platform, but it also offers an excellent way to make money through its referral program. It allows users to earn N1,000 per referral when the person signs up, links their BVN, and funds their account. Piggyvest not only promotes disciplined saving, but also allows users to invest in pre-vetted opportunities, offering competitive returns on investments. You can withdraw your earnings from the app to your bank account with ease. The app has become popular for helping Nigerians develop better savings habits while also offering avenues to earn extra cash. Whether you're a student looking to save or someone seeking a referral bonus, Piggyvest is a solid choice.

2. Alat by Wema Bank

Alat is Nigeria's first fully digital bank and offers a lucrative referral program. For every successful referral, you earn N1,000 when the person opens an account with your link and completes specific actions like funding the account. Alat allows users to carry out regular banking operations such as savings, transfers, and bill payments with ease. Additionally, it offers features such as virtual and physical cards, making it suitable for everyday transactions. One of the key advantages of Alat is its seamless withdrawal system, which allows you to transfer any earnings directly to your Nigerian bank account without hassle.

3. Chipper Cash

Chipper Cash is a fintech app that allows users to send and receive money across Africa at no cost. It has a unique referral program where users can earn N600 per successful referral. Once the referred person signs up and makes a transaction of at least N600, you earn a commission. The app also offers additional features, such as the ability to buy airtime and pay bills, making it versatile for day-to-day needs. Although the referral bonus may seem lower than others like Piggyvest, its fast and reliable transfer system, coupled with the ability to withdraw directly to your Nigerian bank account, makes it a top choice for students and other users.

Conclusion

These apps offer legitimate ways to earn money in Nigeria and withdraw directly to your bank account. Whether you prefer saving, banking, or simply referring friends, you can generate income by using platforms like Piggyvest, Alat by Wema Bank, and Chipper Cash. Each app comes with its own advantages, from saving and investing to easy withdrawals, making them reliable options for anyone looking to make money online.