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Top 10 Awesome Money Making Apps In Nigeria That Pay Directly Into Your Bank Account
In today’s digital age, making money online has become easier than ever. Whether you’re a student looking for a side hustle or someone seeking extra income, there are money-making apps in Nigeria that allow you to earn cash directly into your bank account. These apps offer flexibility and convenience, meaning you can earn from the comfort of your home or anywhere you are.
In this post, we’ll explore the top 10 awesome money-making apps in Nigeria that actually pay you directly into your bank account. Let’s get started!
1. PalmPay
PalmPay is one of the most popular money-making apps in Nigeria. This mobile payment app allows users to earn money by referring friends. Once your friends sign up using your referral link and complete a transaction, you earn a referral bonus that can be transferred directly into your bank account.
How to Earn:
- Download the PalmPay app.
- Share your referral link with friends.
- Earn up to ₦300 per referral when they complete their first transaction.
The best part about PalmPay is that they offer additional bonuses, cashback, and other rewards for consistent usage. Your earnings can be transferred to your Nigerian bank account within a short time.
2. OPay
OPay is a fintech app that provides financial services like bill payments, transfers, and savings. OPay also offers a referral program, where users can earn commissions by inviting others to use the app. The app allows for easy withdrawals to your Nigerian bank account.
How to Earn:
- Refer friends to download and use OPay.
- Earn ₦800 per referral once the person completes their first transaction.
Additionally, OPay offers cashback and discounts on various transactions, which can help you save and earn more.
3. Chipper Cash
Chipper Cash is another mobile payment app that has gained popularity in Nigeria. This app allows users to send and receive money across Africa for free. You can earn money by participating in their referral program, and your earnings can be withdrawn directly into your bank account.
How to Earn:
- Invite friends to Chipper Cash using your referral code.
- Earn ₦600 per successful referral after the referred person makes their first transaction.
Chipper Cash is also useful for making international transfers, which makes it an excellent app for people who deal with clients or relatives abroad.
4. Jumia One
Jumia One is a versatile app that allows users to recharge airtime, pay bills, and earn money through its affiliate program. If you’re someone who likes to shop online, this app can help you save and make money at the same time.
How to Earn:
- Earn by promoting Jumia products via the affiliate program.
- Get commissions for every successful referral or sale made through your unique link.
You can earn up to 11% commission on sales made through your affiliate link. Your earnings can be transferred directly into your bank account once you reach the payout threshold.
5. PiggyVest
PiggyVest is primarily a savings and investment app, but it also allows users to earn money through its referral program. When you refer someone to PiggyVest and they start saving, you earn a commission, which can be withdrawn into your Nigerian bank account.
How to Earn:
- Refer new users to PiggyVest.
- Earn ₦1,000 per referral when they complete their first savings.
In addition to the referral program, PiggyVest offers a high interest rate on savings and investments, making it a great app to grow your money while earning extra income.
6. Cashzine
Cashzine is a news app that allows users to earn money by reading news articles. It’s an exciting way to stay informed while earning some extra cash. You earn points for reading articles, which can later be converted to cash and transferred to your bank account.
How to Earn:
- Download Cashzine and read news articles.
- Earn points and convert them into cash rewards.
Once you accumulate enough points, you can withdraw your earnings via PayPal, which can then be transferred to your Nigerian bank account. Some users have earned over ₦5,000 monthly just by reading the news!
7. Swagbucks
Swagbucks is a global rewards app that allows users to earn money by completing simple tasks like taking surveys, watching videos, or shopping online. Though it's not Nigeria-specific, many Nigerians have used Swagbucks to earn extra money.
How to Earn:
- Complete surveys, watch videos, or shop online through the app.
- Earn Swagbucks (points) which can be converted into cash or gift cards.
You can redeem your Swagbucks via PayPal and then transfer the funds directly to your Nigerian bank account. It’s an easy way to earn money while spending time on activities you already do online.
8. Toluna
Toluna is a survey app that rewards users for sharing their opinions. By completing surveys, you can earn points, which can be converted into cash. It’s one of the easiest ways to make money online in Nigeria, and your earnings can be transferred directly into your bank account.
How to Earn:
- Complete surveys on the Toluna platform.
- Earn points and convert them to cash or gift cards.
The payout options include PayPal, which can be linked to your Nigerian bank account for seamless transfers. It’s a great option for people who want to earn money by simply sharing their thoughts.
9. Scooper News
Scooper News is another app that allows users to earn money by reading news articles. Similar to Cashzine, you earn points for engaging with the news content, and these points can be redeemed for cash.
How to Earn:
- Read news articles and share content on the Scooper News app.
- Earn points and convert them into real cash.
The app pays users through their mobile wallets, which can be linked to a Nigerian bank account for easy withdrawal. It’s a simple way to stay updated on current events while earning money.
10. Branch
Branch is a mobile loan app that also offers rewards to its users. Besides providing quick loans, Branch has a referral program where you can earn money by inviting your friends to use the app. Once they apply for and receive their first loan, you get paid a commission.
How to Earn:
- Refer friends to Branch.
- Earn ₦500 per referral when they take their first loan.
Branch allows you to transfer your referral earnings directly into your bank account, making it a quick and easy way to earn extra cash.
Conclusion
With these awesome money-making apps in Nigeria, earning cash has never been easier. Whether you're referring friends, completing surveys, reading news, or promoting products, these apps offer fast and reliable ways to boost your income. Most of these apps pay directly into your Nigerian bank account, ensuring that you can access your earnings with ease.
Start with a few of these apps today, and you could be on your way to earning significant amounts of money online!
