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Keystone Bank Transfer And Ussd Codes (Updated Guide)
Banking has become more convenient and efficient with the introduction of USSD codes, especially for customers who prefer conducting transactions directly from their mobile phones. Keystone Bank, one of Nigeria’s leading financial institutions, offers a seamless and secure USSD banking service that enables customers to perform various transactions without visiting the bank or needing internet access. This updated guide will provide you with all the information you need to use Keystone Bank’s USSD codes for transfers, payments, and more.
What is the Keystone Bank Transfer Code?
Keystone Bank’s USSD transfer code is *7111#. This service allows you to perform banking transactions using any mobile device, whether it is a smartphone or a basic feature phone. With this code, you can transfer money, check account balances, recharge airtime, pay bills, and even open a new account.
How to Register for Keystone Bank USSD Banking
Before you can start using Keystone Bank’s USSD banking service, you need to register and activate the code. Follow these steps to get started:
- Ensure Your Phone Number is Linked to Your Account
- The phone number you use must be the one registered with your Keystone Bank account.
- *Dial 7111# on Your Phone
- Using the registered phone number, dial the USSD code and follow the prompts.
- Create a Transaction PIN
- You will be required to set a 4-digit PIN, which will be used to authorize transactions.
- Start Banking
Once registration is complete, you can start enjoying the convenience of USSD banking.
Features and Services of Keystone Bank USSD Code
The Keystone Bank USSD platform offers a wide range of banking services designed to make life easier for its customers. Here are some of the key services:
1. Money Transfers
- To Keystone Bank Accounts: Dial *7111*1*Amount*Account Number#, confirm the recipient's details, and authorize with your PIN.
- To Other Banks: Dial *7111*2*Amount*Account Number#, select the recipient’s bank, and confirm the transaction.
2. Airtime Purchase
- For yourself: Dial *7111*Amount# to recharge your phone.
- For others: Dial *7111*Amount*Recipient’s Phone Number#.
3. Check Account Balance
- To check your balance, dial *7111*00# and input your PIN to view your account balance.
4. Bill Payments
- Dial *7111#, select the option for bill payments, and follow the prompts to pay for utilities, cable TV subscriptions, and more.
5. Open a New Account
- You can open a Keystone Bank account in minutes by dialing *7111*1# and providing the required details.
6. Deactivate USSD Banking
- If your phone is lost or stolen, you can deactivate USSD banking by contacting Keystone Bank’s customer service.
Benefits of Using Keystone Bank USSD Code
- Convenience
Perform transactions at any time and from anywhere, even without internet access.
- Accessibility
Works on any mobile phone, making it ideal for users in areas with limited internet connectivity.
- Speed
Transactions are processed within seconds, saving you valuable time.
- Security
All transactions are protected by a PIN, ensuring that your funds are safe.
- Affordability
Minimal charges apply for transactions, making the service cost-effective.
Frequently Asked Questions
1. What is the daily transaction limit for USSD banking?
The daily transaction limit for USSD transfers is ₦100,000. This can be increased by visiting a Keystone Bank branch.
2. Can I use the USSD code on multiple accounts?
Yes, you can manage multiple Keystone Bank accounts using the same USSD code, provided they are linked to your registered phone number.
3. Are there charges for using the USSD service?
Yes, standard bank charges apply for transactions such as transfers and bill payments.
Conclusion
Keystone Bank’s USSD banking service is a game-changer for anyone seeking a fast, secure, and convenient way to manage their finances. By simply dialing *7111#, you gain access to a variety of banking services, including money transfers, airtime purchases, and bill payments, all without needing an internet connection. Whether you’re in a bustling city or a remote village, Keystone Bank ensures you have control over your finances at all times.
Activate your Keystone Bank USSD service today and experience the convenience of modern banking!
