General

• Konnect
• 2 Min Read
• 1.1K Views

Ecobank Transfer And Ussd Codes (Updated Guide)

Ecobank Nigeria is one of the leading financial institutions in Africa, offering seamless banking services to millions of customers. With the rise of digital banking, Ecobank has introduced convenient transfer options and USSD codes to make financial transactions easier, especially for customers without access to the internet. This blog post provides an updated guide to Ecobank transfer methods and the USSD codes that simplify banking on the go.

What is Ecobank’s USSD Code?

Ecobank’s USSD code is *326#. This short code allows customers to perform a wide range of banking activities directly from their mobile phones without needing an internet connection. It works across all network providers in Nigeria and supports both smartphones and basic feature phones.

Benefits of Using Ecobank USSD Code

• Convenience: Perform transactions anytime, anywhere.

• Speed: Transactions are processed almost instantly.

• No Internet Required: Perfect for customers in areas with poor internet connectivity.

• Secure: Requires a unique PIN for each transaction.

How to Activate Ecobank USSD Banking

To start using Ecobank’s USSD code, follow these steps:

• Dial *326# on your registered phone number with Ecobank.

• Follow the prompts to register for USSD banking.

• Set a 4-digit PIN for secure transactions.

• Once activated, you can start using the code for various transactions.

Ecobank USSD Transfer Codes

To transfer money to Ecobank account:

• Dial 326Amount*Account Number#.

• Confirm the recipient’s name.

• Enter your 4-digit PIN to complete the transaction.

• Example: Dial 3261000*1234567890# to transfer ₦1,000 to the account number 1234567890.

Transferring Money to Other Banks

For transfers to accounts in other Nigerian banks:

• Dial 326Amount*Account Number#.

• Select the recipient bank from the displayed list.

• Confirm the account name and authorize the transaction by entering your PIN.

• Example: To transfer ₦5,000 to a First Bank account, dial 3265000*9876543210#, then follow the prompts.

Other Ecobank USSD Functions

Ecobank’s USSD banking goes beyond transfers. Here are other tasks you can perform:

• Check Account Balance: Dial 3260# and enter your PIN.

• Airtime Recharge for Self: Dial 326Amount#.

• Airtime Recharge for Others: Dial 326Amount*Recipient’s Number#.

• Open an Account: Dial 3261# to open a new Ecobank account.

• Pay Bills: Dial *326#, select the “Pay Bills” option, and follow the prompts.

• Loan Requests: Apply for quick loans via *326#.

Transaction Limits and Charges

Ecobank’s USSD transactions are subject to daily limits and charges:

• Daily Transfer Limit: ₦100,000 (can be increased by visiting a branch).

• Airtime Recharge Limit: ₦20,000 per day.

• Service Charges: Typically range from ₦10 to ₦50, depending on the transaction type.

Troubleshooting Common Issues

If you encounter challenges while using the USSD code, consider these tips:

• Ensure your phone number is registered with Ecobank.

• Check your account balance to confirm sufficient funds.

• Verify that your mobile network has no connectivity issues.

If problems persist, contact Ecobank customer service via 0700 500 0000 or visit the nearest branch.

Conclusion

Ecobank’s transfer options and USSD codes provide unparalleled convenience, ensuring you can manage your finances effortlessly. Whether you're recharging airtime, transferring funds, or paying bills, *326# offers a secure and straightforward solution. Activate it today and experience the ease of digital banking!