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• Muna Tengi
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Cost Of Living In Taraba State

Taraba State, often referred to as the "Nature's Gift to the Nation," is located in the northeastern part of Nigeria. It is one of the most beautiful and diverse states in the country, characterized by its scenic landscapes, rolling hills, and rich cultural heritage. With its capital in Jalingo, Taraba is known for its agricultural potential, with crops like tea, coffee, rice, and maize thriving in its fertile lands. The state is also famous for its tourism, attracting visitors to sites such as the Mambilla Plateau, Gashaka-Gumti National Park, and the scenic hills of Gembu.

Despite its natural beauty and resources, Taraba remains relatively underdeveloped compared to other states in Nigeria, affecting the overall cost of living. However, the cost of living in Taraba State can be relatively affordable, depending on lifestyle choices, location, and access to basic amenities.

This blog post provides a detailed analysis of the cost of living in Taraba State, covering essential expenses such as housing, food, transportation, healthcare, education, and other daily living costs. Whether you are planning to move to Taraba, start a business, or explore the opportunities the state has to offer, this guide will give you valuable insights into what it costs to live comfortably in Taraba.

Housing Costs

Housing is one of the most significant aspects of the cost of living in Taraba State. The cost of accommodation varies significantly depending on the location, type of housing, and available amenities.

1. Renting an Apartment:

   • In Jalingo, the state capital, renting a one-bedroom apartment in the city center typically costs between ₦100,000 and ₦250,000 per year. Areas like ATC, Sabon Gari, and Mile Six are popular choices due to their proximity to business and government offices.

   • In less developed towns such as Wukari, Bali, and Takum, a one-bedroom apartment can be rented for between ₦50,000 and ₦150,000 per year. These towns offer more affordable housing options, although the availability of modern amenities may be limited.

   • For larger families, renting a three-bedroom apartment in Jalingo costs between ₦300,000 and ₦700,000 per year, depending on the property’s location, size, and condition. Outside the capital, similar apartments can be found for ₦200,000 to ₦500,000 annually.

2. Buying a House:

   • Buying property in Taraba State is relatively affordable compared to other states in Nigeria. A standard three-bedroom bungalow in Jalingo can cost between ₦10 million and ₦25 million, depending on the location and construction quality.

   • In smaller towns and rural areas, property prices are significantly lower, with similar houses available for ₦5 million to ₦15 million. These locations are attractive for those looking to invest in land or housing at a lower cost.

3. Utilities:

   • Utilities such as electricity, water, and waste disposal add to the overall cost of housing. Monthly electricity bills in Taraba typically range from ₦5,000 to ₦15,000, depending on usage and reliance on alternative power sources like generators due to inconsistent public supply.

   • Water supply in urban areas is often provided through boreholes or private water tanker services, which can cost an additional ₦3,000 to ₦8,000 per month.

Food and Groceries

Food costs in Taraba State are generally affordable, especially if you shop at local markets where fresh produce is readily available due to the state’s strong agricultural base.

1. Local Markets:

   • Markets in Taraba, such as the Jalingo Main Market and Wukari Market, offer a variety of fresh vegetables, grains, fruits, and meats at competitive prices. A kilogram of rice costs between ₦600 and ₦900, while a kilogram of beans ranges from ₦500 to ₦700.

   • Meat prices vary, with a kilogram of beef typically costing around ₦2,000 to ₦3,000, and a whole chicken priced between ₦2,500 and ₦4,000, depending on the market conditions.

2. Supermarkets:

   • Supermarkets in urban areas like Jalingo offer a more convenient shopping experience but at slightly higher prices compared to local markets. A loaf of bread costs between ₦800 and ₦1,200, while a liter of vegetable oil ranges from ₦1,500 to ₦2,500.

   • Imported and branded goods, often found in these supermarkets, are generally more expensive, contributing to higher grocery bills.

3. Eating Out:

   • Eating out in Taraba is quite affordable, with local restaurants and bukas (local eateries) offering traditional dishes like pounded yam, rice, and soups for prices ranging from ₦300 to ₦1,500 per meal.

   • Dining at mid-range restaurants or hotels in Jalingo can cost between ₦2,000 and ₦6,000 per person, depending on the establishment and menu selection.

Transportation Costs

Transportation in Taraba State is relatively affordable, with various options including public buses, taxis, motorcycles (okadas), and tricycles (Keke NAPEP).

1. Public Transportation:

   • Public transportation within cities like Jalingo and Wukari is inexpensive. A typical bus ride within the city costs between ₦50 and ₦150, while tricycles charge between ₦50 and ₦100 depending on the distance.

   • Taxis are slightly more expensive, with fares ranging from ₦100 to ₦300 within the city, depending on the location and distance.

2. Private Transportation:

   • Owning a car in Taraba comes with additional costs such as fuel, maintenance, and repairs. Fuel prices currently average around ₦620 per liter, with monthly fuel expenses ranging from ₦15,000 to ₦50,000 depending on usage.

   • Maintenance costs, including routine servicing and repairs, add another ₦5,000 to ₦15,000 per month, depending on the vehicle’s condition and age.

Healthcare Costs

Healthcare services in Taraba State include both public and private facilities, with costs varying significantly between the two.

1. Public Healthcare:

   • Public hospitals, such as the Taraba State Specialist Hospital in Jalingo, offer basic healthcare services at subsidized rates. Consultation fees are generally between ₦500 and ₦2,000, but the quality of care can be inconsistent due to limited resources and high patient loads.

2. Private Healthcare:

   • Private hospitals and clinics offer more reliable services but at a higher cost. A consultation at a private clinic typically costs between ₦3,000 and ₦10,000, and specialized treatments can be significantly more expensive.

   • Private healthcare is preferred by many residents due to shorter waiting times, better facilities, and more personalized care.

3. Pharmaceuticals:

   • The cost of medications depends on whether they are locally manufactured or imported. Common drugs such as painkillers, antimalarials, and antibiotics typically cost between ₦500 and ₦3,000 depending on the brand.

Education Costs

Education in Taraba State varies between public and private institutions, with costs depending on the quality of education and facilities offered.

1. Primary and Secondary Education:

   • Public schools are generally affordable, with nominal fees often covered by the government. Parents may still need to pay for uniforms, books, and other supplies, which can cost between ₦10,000 and ₦20,000 per term.

   • Private schools offer better facilities and a higher standard of education but come at a premium. Fees for private primary schools range from ₦50,000 to ₦150,000 per term, while secondary school fees range from ₦100,000 to ₦300,000 per term.

2. Higher Education:

   • Taraba State is home to several higher institutions, including Taraba State University in Jalingo and Federal University Wukari. Tuition fees at public universities range from ₦50,000 to ₦200,000 per year, depending on the course of study.

   • Private universities and specialized colleges are more expensive, with annual fees ranging from ₦300,000 to ₦1,000,000, depending on the program and institution.

Other Living Expenses

1. Clothing and Personal Care:

   • Clothing costs vary depending on where you shop. Traditional attire is generally affordable, with a set costing between ₦5,000 and ₦15,000, while branded or imported clothing is more expensive.

   • Personal care items, such as toiletries, cosmetics, and grooming services, can add another ₦5,000 to ₦10,000 per month to the overall cost of living.

2. Entertainment and Leisure:

   • Entertainment options in Taraba include parks, cinemas, and shopping malls. A movie ticket costs between ₦1,000 and ₦2,500, while visiting leisure spots like Karim Lamido and Mambilla Plateau may involve additional costs for shopping and dining.

   • The nightlife in Taraba is relatively subdued compared to larger cities, but there are still places to relax, including local bars, restaurants, and cultural centers.

Conclusion

The cost of living in Taraba State is generally lower compared to major urban centers like Lagos and Abuja, making it an attractive place for those seeking a balance between affordability and quality of life. Housing, food, and transportation are the primary contributors to living expenses, with healthcare and education also playing significant roles in the overall cost structure.

With its beautiful landscapes, rich culture, and relatively low cost of living, Taraba State offers a unique living experience for residents, visitors, and investors. Whether you are planning to relocate, start a business, or simply explore the state, understanding the cost of living will help you make informed decisions and enjoy a comfortable life in this serene and culturally vibrant state.