7 Legit Task Apps That Pay Directly Into Your Bank Account: Earn Daily In Nigeria

In today's digital world, making money online has become more accessible than ever. One of the most popular and easy ways to earn cash daily is through task apps. These apps offer various micro-tasks like watching videos, answering surveys, testing apps, or even playing games. The best part? Many of them allow you to get paid directly into your bank account. For Nigerians looking to earn a steady income, these apps provide a legitimate way to generate money in your spare time.

Here are 7 legit daily task apps that can help you earn money and get paid directly into your Nigerian bank account.


1. Swagbucks

Swagbucks is one of the most popular task apps globally, allowing users to earn money by completing small tasks like watching videos, taking surveys, shopping online, and playing games. You can accumulate Swagbucks (SB) points, which can be converted into gift cards or cash via PayPal. While Swagbucks doesn’t directly support Nigerian bank transfers, you can transfer your PayPal earnings to your bank account.

How to Earn:

  • Watch videos

  • Answer surveys

  • Play games

  • Shop online through their platform

Payment Method:

  • PayPal (can transfer funds to your Nigerian bank account)

Pros:

  • Variety of tasks to choose from

  • Quick payment processing

  • Large user base and high ratings

Cons:

  • Limited earning opportunities in Nigeria compared to other countries

2. Toluna Influencers

Toluna is another legit app where you can earn money by sharing your opinions in surveys and polls. As a user, you are paid for giving feedback on products, services, and more. The points you accumulate can be converted into cash or rewards like PayPal funds, gift cards, or mobile recharge. Like Swagbucks, you can transfer your PayPal earnings directly into your Nigerian bank account.

How to Earn:

  • Participate in surveys

  • Take part in polls and quizzes

  • Create your own content (polls or topics)

Payment Method:

  • PayPal, bank transfer (via PayPal), or gift cards

Pros:

  • Active online community

  • Frequent survey opportunities

  • User-friendly interface

Cons:

  • Some surveys may disqualify you based on demographics

  • Limited direct bank transfer options

3. Foap

Foap is perfect for Nigerians who love taking photos and videos. This app allows users to upload their images to its marketplace, where brands and companies can purchase them. Each time your photo or video is sold, you earn 50% of the sale price. It’s an excellent opportunity for people with a smartphone and a passion for photography to make daily earnings.

How to Earn:

  • Upload photos and videos for sale

  • Participate in photography missions from brands

Payment Method:

  • PayPal (can transfer to your Nigerian bank account)

Pros:

  • Great for photography enthusiasts

  • Large user base with international buyers

  • Earnings can accumulate over time with quality content

Cons:

  • Highly competitive platform

  • Payments only through PayPal

4. Survey Junkie

Survey Junkie is a well-known app that pays users to take surveys. You earn points for every survey you complete, which can then be cashed out via PayPal. Survey Junkie primarily focuses on user opinions, allowing companies to make informed decisions based on the feedback. While this app caters mostly to users in the U.S., many Nigerians have successfully earned by accessing the app through VPN services.

How to Earn:

  • Complete surveys

  • Share your opinions

Payment Method:

  • PayPal (can transfer funds to your Nigerian bank account)

Pros:

  • Simple interface

  • Low cash-out threshold

  • Surveys are relatively short

Cons:

  • Limited surveys available for Nigerians

  • Requires PayPal for withdrawals

5. ySense (formerly ClixSense)

ySense is another reputable platform that pays users to complete surveys, tasks, and offers. You can earn money by taking surveys, signing up for free trials, watching videos, and referring friends. Although ySense primarily pays through PayPal, Skrill, and Payoneer, you can easily transfer funds to your Nigerian bank account via PayPal or Payoneer.

How to Earn:

  • Complete surveys

  • Perform micro-tasks (such as app testing)

  • Sign up for trial offers

  • Refer friends

Payment Method:

  • PayPal, Payoneer, Skrill

Pros:

  • Multiple earning opportunities

  • Active forum for users

  • Low payout threshold

Cons:

  • Some tasks may not be available to Nigerian users

  • Payment delays for first-time users

6. Premise Data

Premise is a unique app that allows you to earn money by completing simple tasks around your city. Tasks may include taking photos of locations, answering questions about your area, or completing surveys. You can get paid through PayPal, Bitcoin, or even mobile money, making it one of the few apps that offer diverse payment methods in Nigeria. Once you accumulate your earnings in PayPal, you can withdraw them directly to your Nigerian bank account.

How to Earn:

  • Complete local tasks (like taking photos or gathering data)

  • Participate in surveys

Payment Method:

  • PayPal, Bitcoin, or mobile money (via PayPal to Nigerian bank account)

Pros:

  • Pays for tasks in your local area

  • Easy-to-use app

  • Fast payments

Cons:

  • Tasks may be limited based on your location

  • Requires active participation in the community

7. Honeygain

Honeygain is an innovative app that pays you for sharing your internet connection. The app collects excess bandwidth that is then used by businesses for web research and other activities. You can install the app on multiple devices, and your earnings increase the more devices you use. Honeygain pays through PayPal, and you can easily transfer your earnings to your Nigerian bank account.

How to Earn:

  • Share your unused internet bandwidth

  • Install the app on multiple devices for higher earnings

Payment Method:

  • PayPal

Pros:

  • Passive income source

  • No effort required once set up

  • Multiple payment methods

Cons:

  • Limited earnings potential depending on your internet connection

  • May not be suitable for users with low data limits

How to Transfer Earnings to Your Nigerian Bank Account

For most of these apps, the primary withdrawal method is PayPal, which doesn’t directly connect to Nigerian bank accounts. However, here’s how you can easily transfer your PayPal funds to your local bank:

  • Link PayPal to Your Bank Account via Payoneer: You can open a Payoneer account, link it to your PayPal, and then transfer funds from Payoneer to your Nigerian bank account. Payoneer offers a more flexible option for Nigerians looking to cash out their online earnings.

  • Use Local Services: Some Nigerian banks, such as FirstBank and UBA, offer support for PayPal withdrawals. You can also use services like Flutterwave to facilitate transactions from PayPal to your local bank.


Conclusion 

The internet has opened up numerous opportunities for Nigerians to make money online by simply completing daily tasks. The seven apps listed above are some of the best options for earning money in your spare time and getting paid directly into your bank account. Whether you're answering surveys, sharing photos, or even sharing your internet connection, these task apps provide a legitimate way to supplement your income with minimal effort.

Before signing up for any platform, make sure to verify the payment options available in Nigeria and choose the one that best suits your needs. With consistent use and dedication, you can start earning money daily from these apps and improve your financial situation in no time!

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