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5 Apps To Make Money In Nigeria & Withdraw To Bank Account

Making money online in Nigeria is increasingly accessible, and with the right apps, you can start earning real cash that can be withdrawn directly into your bank account. Here are five reliable apps that provide opportunities to make money in Nigeria.

1. PiggyVest

PiggyVest is a well-known financial platform in Nigeria that helps users save and invest money effortlessly. While its core function is to encourage financial discipline, PiggyVest also has a referral program that allows you to earn money by recommending the app to others. For every successful referral, you can earn up to ₦1,000, and the person you refer also receives a welcome bonus. This app is popular for its secure features and ease of transferring funds directly to your Nigerian bank account.

To start earning with PiggyVest, all you need to do is download the app, sign up, and begin saving or referring friends and family.

2. OwoDaily

OwoDaily is a platform where you can make money by completing simple online tasks such as sharing posts on social media, commenting, and watching videos. The platform offers opportunities to earn up to ₦5,000 per task, and you can also participate in affiliate marketing by referring others to earn commissions.

The great thing about OwoDaily is that payments are made directly to your bank account every Friday, as long as you have earned a minimum of ₦5,000. This makes it a reliable option for students or anyone looking to earn some extra cash online.

3. Chipper Cash

Chipper Cash is a fintech app primarily designed for sending and receiving money, paying bills, and buying data and airtime. However, it also has a lucrative referral program. You can earn money by inviting others to sign up for Chipper Cash and perform their first transaction. Each referral can earn you up to ₦1,000, which is deposited directly into your Chipper Cash account and can be withdrawn into your bank account.

Some users have reported making up to ₦20,000 weekly from referrals, making it a strong contender for those looking to earn cash through minimal effort.

4. Hawkit

Hawkit allows users to earn money by performing various tasks such as following social media accounts, liking and sharing posts, and commenting. You can also make money by selling products or services on the platform, which reaches a large Nigerian audience.

The tasks pay as low as ₦20 to ₦60, but the consistent flow of tasks makes it a reliable app to accumulate daily earnings. Payments are made directly into your bank account, making it a quick and legitimate way to make money in Nigeria.

5. Opay

Opay is another fintech app that provides essential financial services like money transfers, withdrawals, and bill payments. Beyond its primary functions, Opay has a referral program that offers up to ₦800 for every successful referral.

To qualify for the reward, your referred person must sign up, verify their account, and complete a transaction. With Opay’s wide acceptance in Nigeria and a robust network, this app offers a simple way to earn real money with minimal effort. Once earned, the funds can be easily transferred to your bank account.

Conclusion

There are several apps in Nigeria that allow you to make money online and withdraw directly to your bank account. Whether through saving and referrals like PiggyVest, task-based earning on OwoDaily and Hawkit, or fintech referral programs from Chipper Cash and Opay, these apps offer simple and reliable ways to earn extra income. With consistency, you can start seeing real financial benefits from using these platforms.