Money Making Apps

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10 Legit And Safe Apps To Make Money Online In Nigeria As A Student In 2025

In 2025, as a student in Nigeria, finding ways to make extra money online can be a game-changer. With the increasing number of students seeking financial independence, mobile apps have emerged as one of the easiest and safest ways to earn money while balancing academic responsibilities. But with so many options available, it can be tricky to figure out which apps are legitimate, safe, and actually pay out.

Don’t worry – we’ve got you covered! In this blog post, we’ll be exploring 10 legit and safe apps that you can use to make money online as a student in Nigeria. These apps are simple to use, provide real opportunities to earn money, and most importantly, they are reliable and safe. Whether you're looking for side gigs, freelancing opportunities, or ways to monetize your skills, this list has something for everyone.

Let’s dive into these amazing apps that will help you make money from the comfort of your home or anywhere!

1. Swagbucks

Swagbucks is one of the most popular money-making apps globally, and it’s perfect for students who want to earn some extra cash without putting in too much effort. This app rewards users for completing simple tasks like taking surveys, watching videos, shopping online, or even searching the web.

How it works:

• Sign up for a free account on Swagbucks.

• Complete tasks such as answering surveys, watching videos, or browsing the web.

• Earn SB points for each task you complete.

• Exchange SB points for gift cards or cash through PayPal.

Why it’s great for students:

Swagbucks offers a variety of ways to earn, so you can do it during breaks between studying. The tasks are easy and can be done in your free time, making it a great choice for students who want to make money without it affecting their studies.

2. Fiverr

If you have a specific skill like graphic design, writing, video editing, or social media management, Fiverr is the perfect platform for you. Fiverr is an online marketplace where freelancers offer their services to clients worldwide. Whether you’re great at creating logos, writing essays, or providing voiceovers, you can create a profile and start earning money on Fiverr.

How it works:

• Create a profile on Fiverr and list the services you can offer.

• Set your own rates, which start at $5 (hence the name "Fiverr").

• When someone orders your service, you complete the work and get paid.

Why it’s great for students:

As a student, you likely have skills that you can offer to others, whether it’s academic tutoring, content writing, or digital marketing. Fiverr allows you to work on projects at your own pace and earn money in return for your expertise. Plus, it’s a global platform, so you’ll have access to clients from all over the world.

3. Upwork

Similar to Fiverr, Upwork is another freelance platform where you can offer services in a variety of fields, including writing, programming, design, customer support, and more. Upwork connects freelancers with clients who need services, and it’s an excellent way to earn money online if you have specialized skills.

How it works:

• Sign up and create a profile that showcases your skills and experience.

• Browse job listings and apply for projects that match your expertise.

• Once you’re hired, complete the tasks and get paid through the platform.

Why it’s great for students:

Upwork offers access to a broad range of job opportunities, so if you have a strong skill set, you can easily find gigs that pay well. The platform also allows you to set your own rates and work at times that suit your schedule.

4. Honeygain

Honeygain is an app that lets you make money by sharing your internet connection. While it might sound unusual, it’s a completely legitimate and safe way to make passive income. Honeygain allows you to sell your unused internet bandwidth to businesses that need it for various purposes, such as content delivery networks (CDNs).

How it works:

• Download the Honeygain app on your smartphone or computer.

• Keep the app running in the background and share your internet connection.

• Earn credits for the bandwidth you share.

• Exchange the credits for cash through PayPal.

Why it’s great for students:

Honeygain is a passive income app, which means you don’t have to do anything actively to earn money. You can simply run the app on your phone or computer while studying or sleeping. This makes it a great option for students who want to earn money with little effort.

5. Gokada (G-ride)

For students who are good at driving or know how to navigate the roads, Gokada offers a great opportunity to make money. Gokada is a popular motorcycle and ride-hailing service in Nigeria, and with their G-ride app, you can become a motorcycle driver and earn money by giving rides to passengers.

How it works:

• Sign up on the Gokada platform as a rider.

• Get trained and start taking customers to their destinations.

• Earn money based on the distance traveled or the time spent.

Why it’s great for students:

If you own a motorcycle, Gokada offers flexible working hours, so you can work around your academic schedule. You can also earn a good amount of money depending on how many rides you take.

6. Toluna

If you enjoy sharing your opinion and giving feedback, Toluna is a great app for making money. This platform rewards users for taking online surveys, testing products, and sharing opinions on various topics. It’s an easy and flexible way to earn some extra cash.

How it works:

• Sign up for a free account on Toluna.

• Take surveys or test products and give your honest opinions.

• Earn points for each survey or task you complete.

• Exchange points for cash or gift cards.

Why it’s great for students:

Toluna is an excellent choice for students who want to make money in their spare time. The surveys are typically short and don’t require much effort, so you can easily do them between classes or after finishing assignments.

7. MyCashOnline

MyCashOnline is an app that allows users to make money by completing tasks, such as downloading apps, watching videos, and filling out surveys. It’s an easy way for students to earn some extra cash without committing to long hours of work.

How it works:

• Download the MyCashOnline app.

• Complete simple tasks like watching short videos or downloading other apps.

• Earn cash rewards for every task you complete.

• Redeem your earnings via mobile money or other payment methods.

Why it’s great for students:

This app is ideal for students who want to earn small amounts of money quickly without much effort. You can use the app during your free time, and since the tasks are easy and quick, it won’t interfere with your studies.

8. Shopback

Shopback is a cashback app that rewards users when they shop online. You can make money by simply shopping through the Shopback platform, which offers cashback from a variety of online stores in Nigeria and globally. If you're already shopping online, why not earn some money back while doing it?

How it works:

• Download the Shopback app and sign up.

• Browse through various partnered online stores on the platform.

• Shop as you normally would, and earn a percentage of your purchase back as cashback.

• Withdraw your cashback through PayPal or other payment methods.

Why it’s great for students:

For students who regularly shop online for books, electronics, clothes, or other essentials, Shopback provides an easy way to get a small percentage of that money back. It’s a simple and effective way to save money while making purchases you would already be making.

9. Binomo

Binomo is a trading app that allows you to make money through online investments. While trading might sound complicated, Binomo makes it simple for beginners to try their hand at trading stocks, commodities, and currencies. The app is designed to allow users to trade in small amounts, making it accessible for students who are just starting.

How it works:

• Download and create an account on Binomo.

• Use virtual money to practice trading on the platform.

• Once comfortable, you can start trading real money.

• Trade in various markets, such as stocks, indices, and forex.

Why it’s great for students:

Binomo offers a free demo account, so you can practice before using real money. It’s perfect for students who are interested in learning about investing and want to potentially earn some money on the side. However, remember that trading comes with risks, so it’s essential to educate yourself first.

10. Airbnb (Host an Experience)

Airbnb is a popular platform where people rent out rooms, homes, or even experiences. If you have a unique skill or talent, such as cooking, photography, or giving tours, you can host an “experience” on Airbnb and earn money by sharing your expertise with others.

How it works:

• Sign up as a host on Airbnb.

• List an experience that you can offer, such as a cooking class or a cultural tour.

• Earn money when people book your experience.

Why it’s great for students:

If you’re passionate about something and want to share it with others, Airbnb allows you to monetize your skills. It’s a flexible way to make money without a huge commitment, and the best part is that you can do it during weekends or breaks from school.

Conclusion

Making money online as a student in Nigeria is easier than ever, thanks to these legit and safe apps. Whether you prefer taking surveys, offering freelance services, or even sharing your internet connection, there’s an app that will suit your skills and lifestyle. The key to success is to stay consistent and manage your time wisely so that your academic work doesn’t suffer.

With the right mindset and the right apps, you can start earning money and gaining valuable experience while still in school. So, why not give one or more of these apps a try? With hard work and dedication, you could turn your online side hustle into a full-time income!