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10 Best Apps To Make Money Online In Nigeria Without Investment

With the rise of digital technology, opportunities to make money online have grown significantly. In Nigeria, numerous platforms allow users to earn income without requiring any upfront investment. Whether you're a student, working professional, or someone looking to supplement your income, these apps provide flexible and accessible ways to make money online. In this article, we’ll explore the ten best apps for Nigerians to earn money without having to invest a naira.

 

1. Swagbucks

Swagbucks is a popular online rewards platform that allows users to earn points, called SB, by completing simple tasks. These tasks include answering surveys, watching videos, playing games, and shopping online. Once you've accumulated enough points, you can redeem them for PayPal cash or gift cards, which can be converted to cash.

Why It's Great for Nigerians: With its simple tasks and no investment required, Swagbucks provides a low-entry point for anyone looking to make money online.

How Much You Can Earn: Earnings depend on the time you put in, but you can expect to make between $20 and $100 per month by consistently completing tasks.

 

2. Google Opinion Rewards

Google Opinion Rewards is an app that pays you to share your opinion. After downloading the app, you’ll receive surveys on various topics, which may range from product reviews to feedback on services. While each survey doesn’t pay much, they’re quick to complete, and payments add up over time.

Why It's Great for Nigerians: The app is simple and doesn’t require any special skills. Plus, Google Opinion Rewards is trustworthy and pays directly.

How Much You Can Earn: Each survey typically pays between $0.10 to $1. While it may not be a high-income stream, it can be a reliable source of extra cash.

 

3. Foap

Foap is a unique platform for photographers and creative people who enjoy taking high-quality photos or videos. The app allows you to upload your photos, and if someone buys your content, you receive a portion of the sale. Businesses and brands often use Foap to source images, so the platform could be especially rewarding for those who create visually appealing content.

Why It's Great for Nigerians: If you already have a smartphone with a good camera, you can start earning without any additional investment.

How Much You Can Earn: Foap pays $5 per photo sold, and users can sell the same photo multiple times, which can lead to a decent income if your work is popular.

 

4. Clickworker

Clickworker is an app that offers various micro-jobs, such as data entry, web research, product categorization, and more. It connects freelancers with small tasks that can be completed quickly, often with minimal effort. The app doesn’t require any investment, and you can work from the comfort of your home.

Why It's Great for Nigerians: The app allows you to choose tasks that fit your skill set, and payments are made directly to PayPal.

How Much You Can Earn: Earnings vary based on task complexity, but diligent users can make between $10 to $50 per day.

 

5. Upwork

Upwork is a well-known freelance platform that connects clients with freelancers worldwide. If you have skills in areas such as writing, graphic design, programming, or digital marketing, Upwork is a fantastic platform to find work. While it may take some time to build a reputation and secure high-paying gigs, Upwork offers unlimited earning potential.

Why It's Great for Nigerians: The platform provides access to international clients, which often means better pay. Also, you can choose projects that match your skill level.

How Much You Can Earn: Experienced freelancers can earn between $100 to $500 per project, depending on the complexity and scope of work.

 

6. Survey Junkie

Survey Junkie is another survey-based app that pays users for sharing their opinions. Although it operates similarly to Google Opinion Rewards, Survey Junkie has more survey opportunities and generally pays slightly better. You earn points for each survey completed, which can be converted to cash or gift cards.

Why It's Great for Nigerians: It’s easy to use and accessible for anyone with an internet connection. Additionally, Survey Junkie has a low cash-out threshold.

How Much You Can Earn: You can make around $5 to $10 per hour if you’re consistent with completing surveys.

 

7. Toloka by Yandex

Toloka, created by Yandex, is a micro-task platform similar to Clickworker. It offers a wide range of small tasks, such as image categorization, validation of search engine results, and basic data entry. Toloka is free to use, and the tasks don’t require any special skills, making it ideal for beginners.

Why It's Great for Nigerians: The app has a global reach and offers tasks that can be completed in a short time. Additionally, it has flexible payment methods, including PayPal.

How Much You Can Earn: Earnings vary based on task type and region, but dedicated users can make $20 to $30 per day.

 

8. UserTesting

UserTesting is an app that pays users to test websites, apps, and products. The app requires you to give feedback on user experience, design, and usability, which helps companies improve their products. To start, you’ll need to pass an initial test to ensure you can provide quality feedback.

Why It's Great for Nigerians: UserTesting pays well for each test, and you don’t need any special skills apart from being able to communicate your opinions clearly.

How Much You Can Earn: Each test pays around $10, and with a few tests per week, you can earn up to $50 or more.

 

9. Gigwalk

Gigwalk is a mobile app that pays users for completing simple gigs in their local area. These gigs may include checking product displays in stores, testing services, or verifying business details. It’s ideal for those who enjoy moving around and completing on-the-go tasks.

Why It's Great for Nigerians: Gigwalk offers flexibility, allowing you to complete tasks at your own pace. It’s also perfect for those who prefer a mix of online and offline activities.

How Much You Can Earn: Earnings per gig vary, but they typically range from $3 to $100, depending on the complexity of the task.

 

10. Freelancer.com

Freelancer.com is another freelancing platform that allows you to bid on various projects across different fields, such as writing, design, and tech. While it’s similar to Upwork, Freelancer.com has a unique bidding system that can help new freelancers secure projects more easily.

Why It's Great for Nigerians: With a wide variety of job categories, Nigerians with different skill levels can find suitable projects.

How Much You Can Earn: Earnings depend on the type of project and your experience level, but skilled freelancers can make $100 to $1000 per month.

 

Tips for Success in Online Earning

1. Stay Consistent: Many online tasks require consistency, so make a schedule to complete daily tasks.

2. Focus on Your Strengths: For apps like Upwork and Freelancer.com, choose projects in your area of expertise to maximize your earning potential.

3. Avoid Scams: Be cautious and research platforms before investing time, as some sites may not be legitimate.

4. Set Realistic Expectations: Earnings from these apps may be modest at first, but over time, with consistency and skill improvement, your income can grow.

Conclusion

These ten apps offer viable ways for Nigerians to make money online without any initial investment. While some may require more time and effort than others, they all offer flexible ways to earn extra income. From surveys to freelance projects and micro-tasks, there’s something for everyone based on skill level and time availability.

By leveraging these apps, you can start generating income from the comfort of your home or while on the go. Remember, success with these apps comes with consistency, effort, and a willingness to try new things.

 

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Destiny .M. George

Content Writer 



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